In financial year 2022, Indian banks had deployed over 118 trillion Indian rupees of gross bank credit. The lion's share of over 35 trillion Indian rupees went to the industry sector, followed by retail sector at around 34 trillion Indian rupees. As of fiscal year 2021, on a year-on-year basis, retail loans - including housing, motor, or credit cards - had increased by 12.3 percent compared to fiscal year 2020.
Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees)
Basic Account
Get to know the platform
You only have access to basic statistics.
This statistic is not included in your account.
Starter Account
The ideal entry-level account for individual users
- Instant access to 1m statistics
- Download in XLS, PDF & PNG format
- Detailed references
$199 USD / Month *
Professional Account
Full access
Business Solutions including all features.
* Prices do not include sales tax.
Other statistics that may interest you Lending market in India
Overview
8
- Premium Statistic Segments of lending industry India FY 2022, by volume
- Premium Statistic Segments of lending industry India FY 2022, by portfolio
- Premium Statistic Increase in demand for long term credit in India H1 2023, by sector
- Premium Statistic Annual growth of loans in India FY 2019-2023, by financial institution
- Premium Statistic Gross non-performing loan ratio SCBs India FY 2008-2023, with estimates for FY 2024
- Premium Statistic Outstanding loans from commercial banks as a share of GDP India FY 2014-2021
- Premium Statistic Lending interest rates in India 2007-2022
- Premium Statistic Reserve Bank of India's repo rate 2014-2023
Lending institutions
8
- Premium Statistic Value of gross bank credit FY 2019-2022, by sector
- Premium Statistic NBFC credit deployment India FY 2023, by sector
- Premium Statistic Market share of retail lenders India FY 2022, by number of loans
- Premium Statistic Market share of gold loan lenders India FY 2021-2022, by financial institution
- Premium Statistic Market share of commercial loan lenders India FY 2022, by active loans
- Premium Statistic Market share of lenders for microfinance India 2019-2023, by lender type
- Premium Statistic SIDBI loans and advances value FY 2017-2022
- Premium Statistic Value of sanctioned loans under PMMY scheme India FY 2022, by financial institution
Retail loans
8
- Premium Statistic Value of gross retail loans FY 2019-2022, by segment
- Premium Statistic Top retail loan type in India FY 2022, by portfolio outstanding
- Premium Statistic Top retail loan type India FY 2022, by volume
- Premium Statistic Portfolio outstanding of personal loans India FY 2020-2022
- Premium Statistic Value of housing loans in India FY 2018-2023
- Premium Statistic Consumer durable loans in India FY 2020-2021
- Premium Statistic Two wheeler loan market size in India 2018-2025
- Premium Statistic Gold loan penetration in India FY 2010-2022
Commercial and micro loans
8
- Premium Statistic Value of gross bank credit in industry sector FY 2019-2022, by segment
- Premium Statistic Portfolio outstanding of commercial loans India FY 2020-2022
- Premium Statistic Market share volume of commercial loans India FY 2018-2022, by borrower segments
- Premium Statistic Portfolio outstanding of microfinance industry India FY 2020-2023
- Premium Statistic Monthly credit growth of micro, small and medium enterprises in India 2020-2021
- Premium Statistic Bank credit growth of loans against property for MSMEs in India FY 2017-2021
- Premium Statistic Number of loan accounts under PMMY scheme India FY 2021, by category
- Premium Statistic Value of savings and loans under SHG-BLP program in India FY 2020-2022
Digital loans
6
- Premium Statistic Digital lending value in India 2012-2023
- Premium Statistic Share of total number of digitally disbursed SCB loans in India FY 2017-2021
- Premium Statistic Share of digitally disbursed NBFCs loans in India FY 2017-2021
- Premium Statistic Leading lending start-ups in India 2024, by select company
- Premium Statistic Number of BNPL users in retail in India in 2021 and 2026
- Premium Statistic Share of consumers using BNPL India 2022, by purchase category and age
Further related statistics
10
- Share of market loans to private clients Sberbank in Russia 2012-2022
- Private customer loan portfolio of Sberbank in Russia 2022, by loan type
- Loans to customers of Italian banking group Intesa Sanpaolo 2013-2022
- Satisfaction with banks in Australia 2017
- Value of credit card loans of selected banks in the U.S.2018
- Italy: main factors influencing the choice of a bank nowadays 2017
- Latin America: NPS in the banking sector 2016
- APRC on credit consumer loans to households in Slovakia Q1 2009-Q1 2021
- Banking channels used at least weekly in the U.S. 2016
- Banking channels used at least weekly in Japan 2016
Further Content: You might find this interesting as well
Statistics
- Share of market loans to private clients Sberbank in Russia 2012-2022
- Private customer loan portfolio of Sberbank in Russia 2022, by loan type
- Loans to customers of Italian banking group Intesa Sanpaolo 2013-2022
- Satisfaction with banks in Australia 2017
- Value of credit card loans of selected banks in the U.S.2018
- Italy: main factors influencing the choice of a bank nowadays 2017
- Latin America: NPS in the banking sector 2016
- APRC on credit consumer loans to households in Slovakia Q1 2009-Q1 2021
- Banking channels used at least weekly in the U.S. 2016
- Banking channels used at least weekly in Japan 2016
Reserve Bank of India. (December 27, 2022). Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees) [Graph]. In Statista. Retrieved May 11, 2024, from https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/
Reserve Bank of India. "Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees)." Chart. December 27, 2022. Statista. Accessed May 11, 2024. https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/
Reserve Bank of India. (2022). Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees). Statista. Statista Inc.. Accessed: May 11, 2024. https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/
Reserve Bank of India. "Total Value of Gross Bank Credit in India from Financial Year 2019 to 2022, by Sector (in Trillion Indian Rupees)." Statista, Statista Inc., 27 Dec 2022, https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/
Reserve Bank of India, Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees) Statista, https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/ (last visited May 11, 2024)
Total value of gross bank credit in India from financial year 2019 to 2022, by sector (in trillion Indian rupees) [Graph], Reserve Bank of India, December 27, 2022. [Online]. Available: https://www.statista.com/statistics/1223110/india-value-of-gross-bank-credits/