Credit cards in circulation in Germany 2007-2022
The total number of cards with a credit function in Germany declined by over 16 million between 2021 and 2022. That level is on par with the number of cards in circulation in around 2014. The source does not explain why this decline took place, although it can be assumed that the peak in 2020 came from the coronavirus pandemic. Unlike the United States, credit cards do not rank as the most popular payment method for e-commerce in Germany.